๐ Step-by-Step Guide to File ITR-1 (Sahaj) in India
This guide is perfect for salaried individuals like Neha — a software engineer earning ₹10L, owning one flat, and earning FD interest.
Who Can File ITR-1?
๐ Resident Indians with total income ≤ ₹50L from:
- Salary or Pension
- One House Property (not rented)
- Interest from Savings/FDs
๐ Resident Indians with total income ≤ ₹50L from:
- Salary or Pension
- One House Property (not rented)
- Interest from Savings/FDs
๐งพ Required Documents
Document | Details |
---|---|
Form 16 | Issued by employer — salary and TDS details |
Salary Slips | Monthly salary record for cross-checking |
Bank Statements | FD/Savings interest income details |
PAN & Aadhaar | Mandatory for login and e-verification |
Form 26AS / AIS | To verify TDS and reported income |
Investment Proofs | For deductions under sections 80C, 80D etc. |
๐ Steps to File ITR-1 Online
Step 1: Login to Income Tax Portal
- Visit: https://www.incometax.gov.in
- Click Login → Enter PAN, password
- New user? Click Register first
Step 2: Start Filing
- Go to e-File > Income Tax Return
- Select: Assessment Year (e.g. 2024-25)
- Mode: Online
- Choose Form: ITR-1 (Sahaj)
Step 3: Verify Pre-filled Data
- Check personal info (PAN, Aadhaar, email)
- Income auto-fetched from Form 16/26AS
- Confirm salary, house property, and interest income
Step 4: Add Deductions (if any)
Section | Deduction Type |
---|---|
80C | LIC, EPF, PPF, ELSS, Home loan principal |
80D | Health insurance premium |
80TTA | Interest on savings account (up to ₹10,000) |
Step 5: Review & Submit
- Check TDS and tax summary (refund/payable)
- Click Proceed to Verification
Step 6: E-Verify Your ITR
- Choose Aadhaar OTP (fastest) or Net Banking
- Once e-verified, ITR is officially filed ✅
๐ง Confirmation
You’ll receive an email and SMS after successful filing. Download and save:
- ITR Acknowledgment (ITR-V)
- Tax Summary or Computation
Why File ITR?
✅ Claim TDS refunds
✅ Required for visa, loans, credit card applications
✅ Maintain financial discipline & compliance
✅ Claim TDS refunds
✅ Required for visa, loans, credit card applications
✅ Maintain financial discipline & compliance
Need more help? Ask a CA or use government helpline ๐1800-103-0025
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